As you load up the family to go to the lake for the umpteenth season, think about having a house or cabin on the water would give you more quality time together and less time packing and unloading the car. The warmer weather means that homes on the lake or in the mountains are coming up for sale. The economy is firming up and interest rates are still relatively low, so now might be a good time for a second home for family vacations and as rental potential. Here are some thi